You can always repair your credit score on your own, but it requires time. Another option is to work with a credit repair company, which can handle the process of contacting creditors and credit bureaus on your behalf — for a fee. Serrano Financial is a full-service credit repair agency that aims to help clients in Los Angeles improve their credit scores and financial status.

Additionally, New Jersey offers a wide range of cultural attractions, including world-class museums, theaters, and music venues. The state is also home to a thriving culinary scene, with a diverse array of restaurants serving up delectable cuisine influenced by various cultures. The expert will get back with you within 24 hours to discuss your credit situation, and help make sure that what’s on file accurately reflects it. If you’re living in New Jersey and can’t get loan approvals due to poor credit, contact Master Credit Consultants. We want you to have improved credit and enjoy a better life, that’s why we are offering a promotion for a free call with our credit consultants now. I am only in the beginning stages but, so far, everything in my “plan” to financial stability seems to be going smoothly.

Consider A Secured Credit Card

But the services offered by these companies come at a significant cost that can send folks with existing financial problems even further into debt. And there’s no guarantee a credit repair company can actually improve your credit score. They are sometimes viewed as predatory because the services they provide can be done by any individual with credit report inaccuracies.

Are Credit Repair Companies The Same As Credit Counselors?

Credit Firm offers attractive pricing and a high BBB rating, but reviews from its past customers are mixed. While 71% of Trustpilot reviewers rate it 4 or 5 stars, indicating they’re satisfied with their results, 20% give it one star. Negative reviewers expressed dissatisfaction with their results, with several mentioning they saw no improvement in their credit scores.

You can use credit repair organizations that offer free credit report evaluations that can help you get back on track with your credit report goals. US Debt Relief is a credit repair company serving clients in Washington, DC. It provides consultation services to gather information on the client’s current financial situation. It recommends debt relief options including debt resolution, bankruptcy, and debt consolidation. credit repair service offers an option for the clients to be placed with a credit counseling organization that can review their budget and develop a plan for debt management.

Free Online Credit Assessment

We are not a debt consolidation agency; we are a credit repair company. While some credit repair agencies may handle debt consolidation, our company focuses on credit services rather than debt consolidation. Paying debts off, credit cards, or other debts, on your credit report does NOT guarantee the account will then be deleted or removed from your credit history. When you partner with The Phenix Group, a legally compliant Raleigh credit restoration company, boosting your credit score is a simple, achievable goal. By first obtaining your credit reports from the three main reporting agencies, Equifax, Experian, and TransUnion, our credit-savvy analysts are able to identify any inaccuracies that are on your report.